Skip Ritchie Law
Skip Ritchie Law
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Auto Insurance - Update Virginia has increased coverages

Skip Ritchie Law Roger Ritchie Jr. P.L.C/LLC

Automobile Injuries

​I have handled tractor-trailer cases, automobile rollover cases, jack-knifed cases, and passenger injury cases, also called single-car accidents. Sadly, serious injuries can result when the driver of a vehicle loses control or drives off the road and collides with an object, and the passenger is seriously injured or killed. I have experience helping uninsured or underinsured people recover compensation for serious high-speed collision issues with heavy vehicles like tow trucks smashing into automobiles can be complete. It is important to take into consideration the special circumstances involved with large trucks like dump trucks or concrete trucks Impact dynamics with head-on collisions typically have more severe injuries with long recovery time periods.

Skip Ritchie Law Roger Ritchie Jr. P.L.C/LLC

Tractor Trailer Collisions

I have handled cases involving large truck or tractor-trailer collisions. The good news is that the insurance coverage is set by federal DOT law.  I have handled a case where a tractor-trailer driver was distracted and/or tired and was on his phone when he ran into the rear of a vehicle and stopped at a red traffic light. Also, I have helped an injured person in a “wheel-off” case, also referred to as a wheel run-off, losing tires/axle tandem tractor-trailer case. It is important to understand the forces involved in a big truck accident and the Department of Transportation Safety Regulations that govern truck drivers and their companies. For example, We investigate a jack-knife case to determine a safety violation impacting forces and causing of injuries.

Social Security Disability/SSI


Special Note - Are you 55 years or older - Please call me to discuss FREE of Charge (Initial Consultation 15 minutes) I have helped people with physical and mental disability claims.

These claims involve physical and mental limitations from:

  • Heart Attacks,
  • Strokes,
  • Blood Clots,
  • Digestive Disorders,
  • Blood Disorders Like Sickle Cell,
  • Spine Disorders,
  • Degenerative Disk Disease,

  • Traumatic or Acquired Brain Injury,
  • Paralysis,
  • PTSD,
  • Agoraphobia,
  • Panic Attacks,
  • OCD,
  • Severe Anxiety and ​Depression.

Questions about approved for Social Security Disability?

-Social Security Disability Claims and Early Retirement

 Considerations are an important topic for discussion

-Your age, education, and working history over the last 15 years is a factor in winning disability

Skip Ritchie Law Roger Ritchie Jr. P.L.C/LLC

Long-Term Disability

I have helped persons who had long-term disability policies (non- ERISA and ERISA) who received denial letters when trying to obtain their monthly payments or a settlement. It is common to be denied coverage by your insurance company for physical and mental conditions such as gout, PTSD, spinal disorders, and arthritis.

Long Term Disability Claim Denial Solution

Worker's Compensation

General Information on Workers Comp in Missouri: - https://labor.mo.gov/dwc


Generally, The Missouri Division of Workers' Compensation administers the programs, providing services to all stakeholders, including workers who have been injured on the job or been exposed to occupational disease arising out of and in the course of employment. The Division makes sure that an injured worker receives benefits that he/she is entitled to under the Missouri Workers' Compensation Law. The Division's Administrative Law Judges have the authority to approve settlements or issue awards after a hearing related to an injured worker's entitlement to permanent benefits allowed by Missouri law.



More general legal information is available by accessing https://labor.mo.gov/DWC/Division Units, and for injured persons – general information on the process, deadlines, etc. is available at https://labor.mo.gov/injured-workers.



Skip Ritchie Law Roger Ritchie Jr. P.L.C/LLC
Skip Ritchie Law Roger Ritchie Jr. P.L.C/LLC

Virginia: - https://workcomp.virginia.gov/


If you are injured, you can access the injured worker’s page and review what rights and legal benefits you have. If you are injured, you should seek legal information about who is considered an employee and what injuries are covered by the Virginia Workers' Compensation Act.


You should file a claim form, but first, you should report to your supervisor/HR person what was injured so they can have enough information to be on notice of the details of your injuries and when/where they happened. Your legal deadline is generally "no later than two years after the accident.” When your health issues are caused by a disease from work, it's more complex, but you will also have a deadline for filing a claim if you are diagnosed with a work-related disease.


General Deadlines: - 30 Days notice to your employer. This can be done in writing or by email; keep your proof of notice and get a receipt that they are aware of in writing. Your employer is obligated to file a report of the accident or disease with the Commission within ten days. So make sure you do this ASAP. Certain benefits and/or your claim can be negatively impacted if you don't—see failure to report your injury: Va. Code § 65.2-600 for more information. If you have witnesses, please keep their information and contact information if needed. You can file your claim in several ways: in person at the local VWCC office, by mail, fax, or by WEBFILE (online filing). Online is a convenient way to set up your claim, but you should consider seeking legal counsel first.

Skip Ritchie Law Roger Ritchie Jr. P.L.C/LLC

Fee Information - How We ARE PAID

Fees - How We Are Paid:


Tier Contingency or Fixed Flat Fee: For example, with personal injuries, our contingency fee is typically 33 1/3 percent, but it will increase to a higher percentage with litigation and trial. Costs are not fees and the responsibility of the client. 


For Social Security Disability, our fee is set at 25% of back benefits, or a flat fee.


Long-Term Disability (LTD) administrative appeal is a flat fee.

A federal or state court appeal is a contingency.

Christian Ministry

Community Involvement /Charity Work and Partners


Local - Pro-life and Vulnerable Women and infants -ComfortCare Women's Health -Stauton, Augusta County -  https://supportcc.org/

Green Olive Christian Thrift Store, Crozet, VA -https://www.greenolivetreecrozet.com/


Global Orphan Support and Care - Read About the Non-profit OARRS, INC history of Christian Ministry to OrphansIn 2008, we took our first mission trip to care for Orphans to an orphanage in Mexico through Mission to the Worwww.mtw.org  Each year, we try to honor the bibical command to care for Orphans in need - James 1:27 by visiting, supplying clothes and needed items and training caregivers.


Recently, we partnered with Christian Orphan Care Organizations like Show Hope (https://showhope.org/) and Empowered to Connect to promote effective orphan care in Orphanages and with pastors in Zimbabwe. In the past, we have promoted orphan care by making connections with local pastors through teaching bible courses through Miami International Seminary and New Geneva Theological Seminary.  During our time together, we intentionally focus on equipping pastors and ministry leaders in counseling and care approaches using the Bible as a key teaching resource.  Please pray for relationships to be strengthened as we look to build more partnerships that will bless vulnerable children and families.​ 


We invite you to partner with us. Click on the link to learn more about our orphan ministry.


Check us out of Facebook or Instagram OARRS, INC. Also, see free resources we use on nchttps://empoweredtoconnect.org www.showhope.org  http://www.oarrsinc.org/​ 


James 1:27 Bible Verse - As believers in Jesus Christ, we are directed "to visit/oversee orphans in need"  by the command in James 1:27. 


Support and Give: Pray fully consider supporting this project in Zimbabwe and the greater mission of serving orphans, adoption, and family preservation work in Africa. You can give by donating through the link below or by sending a check to:


OARRS, Inc. Mailing Address (Check can be mailed or sent via PayPal)

P.O. Box 179342, St., Louis, MO 63117

P.O. Box 2266, ​Harrisonburg, VA 22801

Donate

Disclaimer​


The documents and brochures contained on this website are general discussions regarding very complex legal issues. This is not legal advice for your specific legal issue or claim advice. Each year the insurance law and statutes are updated or amended and should be consulted in the respective state. There is no attorney client relationship between you and Roger Ritchie, Jr. and the Ritchie Law Firm by using these documents. A competent, independent insurance agent and experienced attorney who considers your assets, goals, needs and particular circumstances should be consulted when buying auto insurance or evaluating coverages and an insurance policy in force. Any information sent via Internet e-mai may view your email  as not participating in our communication and  may intercept our communications by improperly accessing your computer or my computer or even some computer unconnected to either of us which the e-mail passed through or through this website  and so should be considered not secure and is done so on a non-confidential basis.


“This is Attorney Advertising”.


Roger A. Ritchie, Jr. PLC/LLC


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